There are non-bankruptcy options available, including short sales, forbearance agreements, refinancing, and other workout choices. Even if there is a foreclosure auction sale scheduled, it may not be too late to save your home and stop the foreclosure process.

At Lenz Law Firm, LLC, we will try to save your house from foreclosure proceedings, help you file for bankruptcy, and help you start anew on your finances. Are you concerned that a default on your mortgage will result in foreclosure? Are you interested in speaking with a foreclosure attorney to learn about your options?

Please contact Ken Lenz today to arrange your consultation at 203- 891-9800. When you choose our firm, most of your interactions will be directly with your attorney.

A bankruptcy filing triggers an automatic stay, which prevents a mortgage lender from proceeding with foreclosure and other collections attempts.

It may not be too late save your home, even if a foreclosure auction has recently taken place.

Stop Foreclosures Options

1. Negotiating a forbearance agreement – I can work with your lender to put you on a plan that will allow you to pay back the mortgage arrearage over a one year term. Forbearance usually requires 50% to be paid up front..

2. Connecticut Laws – A Connecticut Law called the Homeowner Protection Act can be used to protect unemployed or underemployed residents from loss of their home. It must be applied for at the outset of a foreclosure. Additionally, our firm has many years of experience negotiating short sales.

Short sales are necessary when a homeowner wants to sell his home, but owes more in mortgage debt than the home is worth. We can assist in negotiating with your mortgage company to allow the sale. In these situations, our firm may be able to help you obtain a waiver on the balance due.