What Are the Connecticut Exemptions?

By Kenneth Lenz, Board Certified Consumer Bankruptcy Attorney

WHAT ARE THE CONNECTICUT EXEMPTIONS?

ASSET

EXEMPTION DESCRIPTION

LAW SECTION

HOMESTEAD

Real property, including mobile or manufactured home to $75,000

52-352b(t)

INSURANCE 

Disability benefits paid by association for its members

52-352b(p)

 

Fraternal benefit society benefits

38a-637

 

Health or disability benefits

52-352b(e)

 

Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors

38a-454

 

Life insurance proceeds or avails

38a-453

 

Un-matured life insurance policy loan value to B$4,000

52-352b(s)

MISC.

Alimony, to extent wages exempt

52-352b(n)

 

Child support

52-352b(h)

 

Farm partnership animals and livestock feed reasonably required to run farm where at least 50% of partners are members of same family

52-352d

 

Property of business partnership

34-63

PENSIONS

ERISA-qualified benefits, to extent wages exempt (only payments being received)

52-352b(m)

 

Municipal employees

7-446

 

Probate judges and employees

45-29o

 

State employees

5-171, 5-192w

 

Teachers

10-183q

PERSONAL PROPERTY

Appliances, food, clothing, furniture and bedding needed

52-352b(a)

 

Burial plot

52-352b(c)

 

Health aids needed

52-352b(f)

 

Motor vehicle to $1,500

52-352b(j)

 

Proceeds for damaged exempt property

52-352b(q)

 

Residential utility and security deposits for 1 residence

52-352b(l)

 

Wedding and engagement rings

52-352b(k)

PUBLIC BENEFITS

Aid to blind, aged, disabled, AFDC

52-352b(d)

 

Crime victims’ compensation

52-352b(o), 54-213

 

Social security

52-352b(g)

 

Unemployment compensation

31-272(c), 52-352b(g)

 

Veterans’ benefits

52-352b(g)

 

Vietnam veterans’ death benefits

27-140I

 

Wages from earnings incentive program

52-352b(d)

 

Workers’ compensation

52-352b(g)

TOOLS OF TRADE

Arms, military equipment, uniforms, musical instruments of military personnel

52-352b(I)

 

Tools, books, instruments and farm animals needed

52-352b(b)

WAGES

Minimum 75% of earned but unpaid wages

52-361a(f)

WILD CARD

$1,000 of any property

52-352b(r)

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